Ahead of Ambitions 2025, our medium-term development plan (MTP) Ambitions 2025 sets out Indosuez's objectives for the period 2022 to 2025. It has been designed to enable us to respond to underlying market trends and changing customer needs by focusing on four priority areas: the customer project, the social project, the people project and digital transformation. At the end of December 2024, a number of targets will already have been achieved a year ahead of schedule. CUSTOMER PROJECT The year was marked by record net new money, thanks to a strong sales drive by all our entities. We have continued to develop our offering to support our customers in all their needs, in particular: · Structured products (exceptional year with €6.3bn in 2024); · Property (particularly on commercial property lending (+50% vs 2023) and on "club deals" at +23% vs 2023); more than €3bn in outstanding property lending at the end of 2024; · The Private Markets offering (more than €10bn in assets under management at the end of 2024). The goal of achieving 40% growth in AUM entrusted by our Third-Party Manager customers by the end of 2025 has been surpassed one year ahead of schedule (+50% by the end of 2024, or 11.5 billion AUM) within the scope of Indosuez excluding Degroof Petercam. For our most affluent customers, we have stepped up the deployment across all our entities of dedicated bankers who act as ambassadors for all the Crédit Agricole Group's expertise. We have strengthened our presence with our " NextGen " customers, in particular by helping them get in touch with start-up managers from French Tech (more than 110 appointments made in 2024). Finally, we further enhanced our Private Equity offering around start-ups and innovation with the launch of Tiera Capital Innovation, a new venture capital fund in partnership with Partech*, in France as well as Monaco and Luxembourg. *a key player in tech investment in Europe SOCIAL PROJECT We are continuing to develop our sustainable finance offerings to meet our customers' expectations: 90% of our funds are now classified as Art. 8/9 SFDR (Art. 8 funds are products promoting ESG characteristics, Art.9 funds are products with a positive ESG impact objective). We have defined exclusion criteria in our investment portfolios for activities related to coal. We are continuing to reduce our carbon footprint : in one year, we have cut our CO2 emissions by 3% and are working particularly hard to control IT, which accounts for the majority of our emissions. In Switzerland and the Middle East, we have been able to reduce the ecological footprint of our buildings by designing spaces that are adapted to new ways of working. Our foundations have been very active. In 2024, the Fondation Indosuez en Europe* devoted almost €520,000 to social inclusion and education for vulnerable people. The Fondation Indosuez in Switzerland**, for its part, has invested nearly €250,000 in actions linked to the environment, education and the circular economy. * it funds projects in France, Luxembourg, Spain, Italy, Portugal and Belgium. In addition, CFM Indosuez's philanthropic programme in the Principality now falls within the scope of the Foundation's activities in France. ** it also subsidises the projects we support in Hong Kong and Singapore. Two new sponsorship partnerships have been signed in France and Luxembourg: · In Paris, Indosuez is supporting the second edition of the NeurAL programme of L'Institut du Cerveau, which turns research into start-ups. · Indosuez Luxembourg has become the pioneering sponsor of the Climate Foundation, whose mission is to facilitate private philanthropic commitment and is active in the fields of scientific research, the transition to a sustainable future and the preservation of biodiversity. CFM Indosuez Wealth Management 20
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