93 GUARANTEE COMMITMENTS (EXCLUDING CRÉDIT AGRICOLE INTERNAL TRANSACTIONS) ` (in thousands of euros) Credit risk categories As of 31/12/2022 As of 31/12/2021 Amount of commitment Amount of commitment Performing commitments Provisioned commitments Total Performing commitments Provisioned commitments Total Commitments subject to 12-month ECL (Stage 1) Commitments subject to lifetime ECL (Stage 2) (Stage 3) Commitments subject to 12-month ECL (Stage 1) Commitments subject to lifetime ECL (Stage 2) (Stage 3) Retail customers PD ≤ 0.5% 35,795 0 0 35,795 19,032 3 19,035 0.5% < PD ≤ 2% 12,950 0 0 12,950 10,365 470 10,835 2% < PD ≤ 20% 179 1,503 0 1,682 216 740 956 20% < PD < 100% 0 0 0 0 0 PD = 100% 0 0 0 0 0 Total Retail customers 48,924 1,503 0 50,427 29,613 1,213 0 30,826 Non-retail customers PD ≤ 0.6% 104,783 0 0 104,783 85,251 85,251 0.6% < PD < 12% 29,821 0 0 29,821 71,072 200 71,272 12% ≤ PD < 100% 0 0 0 0 0 PD = 100% 0 0 0 0 2,231 2,231 Total non-retail customers 134,604 0 0 134,604 156,323 200 2,231 158,754 Provisions (1) -148 -38 0 -186 -134 -67 -201 Total 183,380 1,465 0 184,845 185,802 1,346 2,231 189,379 (1) Expected or proven losses in respect of off-balance sheet commitments are covered by provisions recognised as liabilities on the balance sheet. CONCENTRATION OF CREDIT RISK BY TYPE OF CUSTOMER FINANCIAL ASSETS AT FAIR VALUE THROUGH PROFIT OR LOSS UNDER OPTION BY ECONOMIC AGENT N/A
RkJQdWJsaXNoZXIy NzMxNTcx