CFM Indosuez Wealth Management ANNUAL REPORT 2022

87 GUARANTEE COMMITMENTS (EXCLUDING CRÉDIT AGRICOLE INTERNAL TRANSACTIONS) Performing assets Impaired assets Assets subject to an ECL at 12 months (Stage 1) Assets subject to an ECL at maturity (Stage 2) (Stage 3) Total (in thousands of euros) Amount of commitment Impairment for credit losses Amount of commitment Impairment for credit losses Amount of commitment Impairment for credit losses Amount of commitment Impairment for credit losses Amount of commitment (a) (b) (a) + (b) As of 31 December 2021 185,936 -134 1,413 -67 2,231 189,580 -201 189,379 Transfers of commitments during their lifetime from one stage to another 355 0 -355 0 0 0 0 0 0 Transfers from Stage 1 to Stage 2 -700 10 700 -10 0 0 0 0 0 Transfers from Stage 2 to Stage 1 1,055 -10 -1055 10 0 0 0 0 0 Transfers to Stage 3(1) 0 0 0 0 0 0 0 0 0 Return from Stage 3 to Stage 2/ Stage 1 0 0 0 0 0 0 0 0 0 Total after transfers 186,291 -134 1,058 -67 2,231 0 189,580 -201 189,379 Changes in commitment amounts and value adjustments for losses -2763 -14 445 29 -2231 0 -4549 15 -4534 New commitments given (2) 46,364 -138 1,045 -57 0 0 47,409 -195 47,214 Expiration of commitments -51835 125 -401 86 0 0 -52236 211 -52025 Write-offs 0 0 0 0 0 0 0 0 0 Changes in cash flows on loans restructured due to financial difficulties 0 0 0 0 0 0 0 0 0 Changes in credit risk inputs of models over the period 0 0 0 0 0 0 0 0 0 Changes in the model / methodology 0 0 0 0 0 0 0 0 0 Scope changes 0 0 0 0 0 0 0 0 0 Other 2,708 -1 -199 0 -2231 0 278 -1 277 As of 31 December 2022 183,528 -148 1,503 -38 0 0 185,031 -186 184,845 (1) Transfers to Stage 3 correspond to commitments initially classified in Stage 1, which were downgraded directly to Stage 3 or those downgraded to Stage 2 and then Stage 3 during the year. (2) New commitments given classified in Stage 2 may include commitments initially classified in Stage 1 which were reclassified to Stage 2 during the period.

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