CFM INDOSUEZ Wealth Management - 2020 Annual Report

98 FINANCIAL ASSETS THAT ARE PAST DUE OR INDIVIDUALLY IMPAIRED BY TYPE OF CLIENT AT 31/12/2019 Assets with no significant increase in credit risk since initial recognition (Bucket 1) Assets with a significant increase in credit risk since initial recognition but not impaired (Bucket 3) Impaired assets (Bucket 3) (in thousands of euros) ≤ 30 days > 30 days to ≤ 90 days Impaired (Bucket 2) ≤ 30 days > 30 days to ≤ 90 days > 90 days ≤ 30 days > 30 days to ≤ 90 days > 90 days Debt securities Government entities Central banks Credit institutions Large corporations Retail clients Loans and receivables 18,276 Government entities Central banks Credit institutions Large corporations 19 Retail clients 18,257 Total 18,276 3.2 MARKET RISK CFM IndosuezWealth Management’s market risks function, through its Market Activity Monitoring (MAM) unit, is responsible for the entire system for measuring, monitoring and controlling market risks, in order to minimise the business lines’ cost of risk arising frommarket risk. This unit has the dual role of monitoring, validating and explaining results (P&L) and risk indicators for all activities generating market risks.