CFM INDOSUEZ Wealth Management - 2020 Annual Report

97 GUARANTEE COMMITMENTS BY GEOGRAPHICAL AREA AT 31/12/2019 Amount of commitment Performing commitments (in thousands of euros) Commitments subject to 12-month ECL (Bucket 1) Commitments subject to lifetime ECL (Bucket 2) Impaired commitments (Bucket 3) Total France (including overseas territories) 8,050 8,050 Other European Union countries 31,851 31,851 Other countries in Europe 221,301 298 7 221,606 North America Central and South America 4,632 4,632 Africa and the Middle East 4,085 4,085 Asia and Oceania (excluding Japan) 5 5 Japan Supranational organisations Provisions (1) -299 -208 -507 Total 269,625 90 7 269,722 1) Expected and/or confirmed losses related to off-balance sheet commitments are taken into account as provisions on the liabilities side of the balance sheet. INFORMATION ON FINANCIAL ASSETS THAT ARE PAST DUE OR INDIVIDUALLY IMPAIRED FINANCIAL ASSETS THAT ARE PAST DUE OR INDIVIDUALLY IMPAIRED BY TYPE OF CLIENT AT 31/12/2020 Assets with no significant increase in credit risk since initial recognition (Bucket 1) Assets with significant increase in credit risk since initial recognition but not impaired (Bucket 3) Impaired assets (Bucket 3) (in thousands of euros) ≤ 30 days > 30 days to ≤ 90 days Impaired (Bucket 2) ≤ 30 days > 30 days to ≤ 90 days > 90 days ≤ 30 days > 30 days to ≤ 90 days > 90 days Debt securities Government entities Central banks Credit institutions Large corporations Retail clients Loans and receivables 2,037 Government entities Central banks Credit institutions Large corporations 236 Retail clients 1,801 Total 2,037