Société Générale / Risk report 2021 - Pillar 3 2020

6 CREDIT RISK ADDITIONAL QUANTITATIVE INFORMATION ON CREDIT RISK | SOCIETE GENERALE GROUP | PILLAR 3 - 2021 133 TABLE 61: MATURITY OF EXPOSURES (CRB-E) The exposures are presented without retail portfolio. As at 31 December 2020, 45% of the total net exposure to credit risk (excluding retail exposures) has a maturity that is lower than one year (compared with 36% in 2019) and 36% has a maturity comprised between one and five years (compared with 42% in 2019). (In EURm) 31.12.2020 Net exposure value <= 1 year > 1 year <= 5 years > 5 years No stated maturity Total Central governments and central banks 182,873 35,402 19,902 - 238,177 Institutions 20,133 16,091 13,769 - 49,994 Corporates 92,459 179,678 60,224 - 332,360 Equity Exposures IRB - - - 6,274 6,274 TOTAL IRB APPROACH 295,466 231,171 93,895 6,274 626,805 Central governments or central banks 1,844 6,367 317 - 8,527 Regional governments or local authorities 107 237 226 - 570 Public sector entities 84 150 56 - 290 Multilateral developments banks 111 1,080 164 - 1,355 International Organisations - - - - - Institutions 7,723 5,782 20 - 13,525 Corporates 22,317 18,487 6,326 - 47,130 Exposures in default 934 1,625 481 - 3,040 Items associated with particularly high risk 147 309 24 - 480 Covered bonds 18 189 - - 206 Claims on institutions and corporates with a short-term credit assessment - - - - - Claims in the form of CIU - 5 - - 5 Equity exposures - - - 974 974 Other items - - - 29,012 29,012 TOTAL SA APPROACH 33,286 34,230 7,614 29,986 105,115 TOTAL 328,751 265,401 101,508 36,260 731,921