Société Générale / Risk report 2021 - Pillar 3 2020

6 CREDIT RISK QUANTITATIVE INFORMATION PILLAR 3 - 2021 | SOCIETE GENERALE GROUP | 108 TABLE 46: COLLATERAL OBTAINED BY TAKING POSSESSION AND EXECUTION PROCESSES (TEMPLATE 9) (In EURm) 31.12.2020 Collateral obtained by taking possession Value at initial recognition Accumulated negative changes Property, plant and equipment (PP&E) 16 (3) Other than PP&E 21 (9) Residential immovable property - - Commercial Immovable property - - Movable property (auto, shipping, etc.) - - Equity and debt instruments - - Other 21 (9) TOTAL 37 (11) The opening periods of the two tables below have been modified in line with table 43 as at 31 December 2019. TABLE 47: CHANGES IN THE STOCK OF DEFAULTED AND IMPAIRED LOANS AND DEBT SECURITIES (CR2-B) (In EURm) 31.12.2020 Gross carrying value defaulted exposures Opening balance 16,171 Loans and debt securities that have defaulted or impaired since the last reporting period 4,578 Returned to non-defaulted status (898) Amounts written off (1,869) Other changes (822) CLOSING BALANCE 17,161 TABLE 48: CHANGES IN CREDIT RISK ADJUSTMENTS (CR2-A) (In EURm) 31.12.2020 Stage 1 Stage 2 Stage 3 Total Opening balance (999) (1,265) (9,290) (11,554) Increases due to origination and acquisition (393) (160) (187) (739) Decreases due to derecognition 55 21 1 77 Changes due to change in credit risk (net) 110 (781) (1,126) (1,798) Changes due to modifications without derecognition (net) (148) (372) (232) (752) Decrease in allowance account due to write-offs 140 114 1,422 1,676 Other adjustments (8) 64 235 291 Closing balance (1,242) (2,379) (9,177) (12,798) Recoveries of previously written-off amounts recorded directly to the statement of profit or loss - - 114 114 Amounts written-off directly to the statement of profit or loss - - (241) (241)