FINANCIAL ASSETS AT FAIR VALUE THROUGH OTHER COMPREHENSIVE INCOME THAT MAY BE RECLASSIFIED: N/A FINANCING COMMITMENTS (EXCLUDING CRÉDIT AGRICOLE INTERNAL TRANSACTIONS) ` AS AT 31/12/2024 (in thousands of euros) Credit risk categories Amount of commitment Performing commitments Provisioned commitments (Stage 3) Total Commitments subject to a 12-month ECL (Stage 1) Provisions for commitments subject to a 12-month ECL (Stage 1) (1) Commitments subject to lifetime ECL (Stage 2) Provisions for liabilities subject to lifetime ECL (Stage 2) (1) Commitments provisioned (Stage 3) Provisions for commitments (Stage 3) (1) Retail customers PD ≤ 0.5% 1,107,181 -21 2,412 -3 1,109,569 0.5% < PD ≤ 2% 7,936 -32 7,904 2% < PD ≤ 20% 185 -2 183 20% < PD < 100% PD = 100% Total Retail customers 1,115,117 -53 2,597 -5 1,117,656 Non-retail customers PD ≤ 0.6% 91,298 -2 91,296 0.6% < PD < 12% 23,699 -30 23,669 12% ≤ PD < 100% PD = 100% Total non-retail customers 114,997 -32 114,965 Total 1,230,114 -21 2,597 -5 1,232,621 (1) Expected or proven losses in respect of off-balance sheet commitments are covered by provisions recognised as liabilities on the balance sheet. ` AS AT 31/12/2023 (in thousands of euros) Credit risk categories Amount of commitment Performing commitments Provisioned commitments (Stage 3) Total Commitments subject to 12-month ECL (Stage 1) Commitments subject to lifetime ECL (Stage 2) Commitments provisioned (Stage 3) Retail customers PD ≤ 0.5% 1,159,720 2,209 1,161,929 0.5% < PD ≤ 2% 36,450 30 36,480 2% < PD ≤ 20% 503 503 20% < PD < 100% PD = 100% Total Retail customers 1,196,170 2,742 1,198,912 Non-retail customers PD ≤ 0.6% 69,365 69,365 0.6% < PD < 12% 10,555 10,555 12% ≤ PD < 100% 0 PD = 100% 0 Total non-retail customers 79,920 79,920 Provisions (1) -122 -39 -161 Total 1,275,968 2,703 1,278,671 (1) Expected or proven losses in respect of off-balance sheet commitments are covered by provisions recognised as liabilities on the balance sheet. CFM Indosuez Wealth Management 96
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