FINANCING COMMITMENTS (EXCLUDING CRÉDIT AGRICOLE INTERNAL TRANSACTIONS) Performing assets Impaired assets Assets subject to an ECL at 12 months (Stage 1) Assets subject to lifetime ECL (Stage 2) (Stage 3) Total (in thousands of euros) Amount of commitment Impairment for credit losses Amount of commitment Impairment for credit losses Amount of commitment Impairment for credit losses Amount of commitment Impairment for credit losses Amount of commitment (a) (b) (a) + (b) As at 31/12/2023 1,276,090 -122 2,742 -39 1,278,832 -161 1,278,671 Transfers of commitments during their lifetime from one stage to another 297 -1 -297 1 Transfers from Stage 1 to Stage 2 Transfers from Stage 2 to Stage 1 297 -1 -297 1 Transfers to Stage 3 (1) Return from Stage 3 to Stage 2/Stage 1 Total after transfers 1,276,387 -123 2,445 -38 1,278,832 -161 1,278,671 Changes in commitment amounts and value adjustments for losses -46,273 38 152 33 -46,121 71 New commitments given (2) 524,369 -397 1,094 -17 525,463 -414 Expiration of commitments -578,520 435 -942 49 -579,462 484 Write-offs Changes in cash flows on loans restructured due to financial difficulties Changes in credit risk inputs of models over the period Changes in the model / methodology Scope changes Other 7,878 1 7,878 As at 31/12/2024 1,230,114 -85 2,597 -5 1,232,711 -90 1,232,621 (1) Transfers to Stage 3 correspond to commitments initially classified in Stage 1, which were downgraded directly to Stage 3 or those downgraded to Stage 2 and then Stage 3 during the year. (2) New commitments given classified in Stage 2 may include commitments initially classified in Stage 1 which were reclassified to Stage 2 during the period. CFM Indosuez Wealth Management 90
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