In the complex financial environment of Message from the Executive Directors Vincent Thomas Deputy Chief Executive Officer Grégoire Faure Deputy Chief Executive Officer 2023, the sharp and rapid rise in interest rates has changed investor behaviour. The clarity of the financial strategies shared by our experts was particularly appreciated by our clients. Transactional business proved robust, fuelled by a bespoke offering for our largest clients. These are all high value-added factors that have enabled the bank to post strong growth in its results. CFM Indosuez has encouraged its clients to integrate a strategy in favour of the energy transition, reaffirming its desire to be a responsible leading bank. The ten commitments set out in the Social Charter launched in 2022 are being rigorously followed. 1. Monitoring indicators and concrete actions: We are successfully pursuing our commitment to reduce greenhouse gases, with a net-zero trajectory by 2050, as demonstrated by our Climate Action indicators. Indicators Climate Action 2023/ 2019 Objective 2025 Objective 2030 Water (m3) -6.51% Electricity (kWh) * -9.83% -5% -15% Paper (tonnes) -21.16% Business travel (km) -56.90% -25% -55% * The equivalent of CFM Indosuez's electricity consumption is produced from renewable energy, for which we receive a certificate each year. CFM Indosuez Wealth Management 28
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