OFF-BALANCE-SHEET ITEMS (in thousands of euros) NOTES 31/12/2023 31/12/2022 Commitments given Financing commitments 20 1,278,832 1,003,838 Guarantee commitments 20 157,838 188,216 Commitments relating to securities Commitments received Financing commitments Guarantee commitments 20 1,862,515 2,280,946 Commitments relating to securities INCOME STATEMENT (in thousands of euros) NOTES 31/12/2023 31/12/2022 Net interest and similar income 64,879 56,773 Interest and similar income 21 293,042 86,093 Interest and similar expenses 21 -228,163 -29,320 Income from variable income securities 22 20,104 18,303 Net fees and commissions 83,896 84,643 Fee and commission income 23 87,968 89,435 Fee and commission expenses 23 -4,072 -4,792 Net income from financial transactions 47,486 19,805 Gains or losses on trading portfolio transactions 24 47,466 19,833 Gains or losses on investment and similar portfolio transactions 25 20 -28 Other net banking operating income -21,152 -25,663 Other banking operating income 26 2,672 2,806 Other banking operating expenses 26 -23,824 -28,469 NET BANKING INCOME 195,213 153,861 Operating expenses 27 -109,321 -95,288 Amortisation and depreciation and impairment of property, plant and equipment and intangible assets 9 -4,120 -3,654 GROSS OPERATING INCOME 81,772 54,919 Cost of risk 28 -570 -3,861 OPERATING INCOME 81,202 51,058 Gains or losses on long-term investments 29 -23 27 CURRENT INCOME BEFORE TAX 81,179 51,085 Extraordinary profit (loss) 0 0 Corporation Taxes -16,506 -8,901 NET INCOME FOR THE YEAR 64,673 42,184 Annual Report 2023 141
RkJQdWJsaXNoZXIy NzMxNTcx