155 INCOME STATEMENT (in thousands of euros) NOTES 31/12/2021 31/12/2020 Net interest and similar income 38,008 35,067 Interest and similar income 21 32,875 38,933 Interests and similar expenses 21 5,133 -3,866 Income from variable income securities 22 14,349 13,977 Net fees and commissions 80,964 67,965 Fee and commission income 23 85,677 73,260 Fee and commission expenses 23 -4,713 -5,295 Net income from financial transactions 10,831 14,435 Gains or losses on trading portfolio transactions 24 10,890 14,326 Gains or losses on investment and similar portfolio transactions 25 -59 109 Other net banking operating income -24,447 -20,407 Other banking operating income 26 2,747 2,414 Other banking operating expenses 26 -27,194 -22,821 NET BANKING INCOME 119,705 111,037 Operating expenses 27 -88,295 -81,791 Amortisation and depreciation and impairment of property, plant and equipment and intangible assets 9 -3,628 -3,648 GROSS OPERATING INCOME 27,782 25,598 Cost of risk 28 1,782 -1,453 OPERATING INCOME 29,564 24,145 Gains or losses on long-term investments 29 -1 6 CURRENT INCOME BEFORE TAX 29,563 24,151 Extraordinary result 0 0 Corporation Taxes -4,718 -3,790 NET INCOME FOR THE YEAR 24,845 20,361
RkJQdWJsaXNoZXIy NzMxNTcx