CFM Indosuez Wealth Management // Annual report 2021

107 GUARANTEE COMMITMENTS BY GEOGRAPHICAL AREA AT 31/12/2020 Amount of commitment Performing commitments (in thousands of euros) Commitments subject to 12-month ECL (Stage 1) Commitments subject to lifetime ECL (Stage 2) Impaired commitments (Stage 3) Total France (including overseas territories) 4,589 200 4,789 Other European Union countries 2,898 2,087 4,985 Other countries in Europe 126,069 1,242 127,311 North America Central and South America 1,663 1,663 Africa and the Middle East 3,911 3,911 Asia and Oceania (excluding Japan) 5 5 Japan Supranational organisations Provisions (1) -263 -122 -385 Total 138,872 1,320 2,087 142,279 (1) Expected or proven losses in respect of off-balance sheet commitments are covered by provisions recognised as liabilities on the balance sheet. 3.1.5 INFORMATION ON NON-PERFORMING OR INDIVIDUALLY IMPAIRED FINANCIAL ASSETS FINANCIAL ASSETS THAT ARE PAST DUE OR INDIVIDUALLY IMPAIRED BY TYPE OF ECONOMIC AGENT AT 31/12/2021 Assets with no significant increase in credit risk since initial recognition (Stage 1) Assets with significant increase in credit risk since initial recognition but not impaired (Stage 3) Impaired assets (Stage 3) (in thousands of euros) ≤ 30 days > 30 days to ≤ 90 days impaired (Stage 2) ≤ 30 days > 30 days to ≤ 90 days > 90 days ≤ 30 days > 30 days to ≤ 90 days > 90 days Debt securities Government entities Central banks Credit institutions Large corporations Retail customers Loans and receivables 661 1,070 Government entities Central banks Credit institutions Large corporations -1 1 Retail customers 662 1,069 Total 661 1,070

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