102 DUE TO CUSTOMERS, BY CUSTOMER TYPE (in thousands of euros) 31/12/2021 31/12/2020 Government entities 14,500 14,444 Businesses 1,127,478 814,122 Individuals 4,600,229 4,537,142 Total amounts due to customers 5,742,207 5,365,708 FINANCING COMMITMENTS BY ECONOMIC AGENT AT 31/12/2021 Amount of commitment Performing commitments (in thousands of euros) Commitments subject to 12-month ECL (Stage 1) Commitments subject to lifetime ECL (Stage 2) Impaired commitments (Stage 3) Total Government entities Central banks Credit institutions Large corporations 49,084 49,084 Retail customers 980,499 626 981,125 Provisions (1) -185 -9 -194 Total 1,029,398 617 0 1,030,015 (1) Expected or proven losses in respect of off-balance sheet commitments are covered by provisions recognised as liabilities on the balance sheet. FINANCING COMMITMENTS BY ECONOMIC AGENT AT 31/12/2020 Amount of commitment Performing commitments (in thousands of euros) Commitments subject to 12-month ECL (Stage 1) Commitments subject to lifetime ECL (Stage 2) Impaired commitments (Stage 3) Total Government entities Central banks Credit institutions Large corporations 56,405 2,036 58,441 Retail customers 860,480 2,126 862,606 Provisions (1) -453 -185 -638 Total 916,432 3,977 0 920,409
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