CFM INDOSUEZ Wealth Management - 2020 Annual Report

93 GUARANTEE COMMITMENTS BY TYPE OF CLIENT AT 31/12/2020 Amount of commitment Performing commitments (in thousands of euros) Commitments subject to 12-month ECL (Bucket 1) Commitments subject to lifetime ECL (Bucket 2) Impaired commitments (Bucket 3) Total Government entities Central banks Credit institutions 2,087 2,087 Large corporations 88,292 100 88,392 Retail clients 50,843 1,342 52,185 Provisions (1) -263 -122 -385 Total 138,872 1,320 2,087 142,279 (1) Expected and/or confirmed losses related to off-balance sheet commitments are taken into account as provisions on the liabilities side of the balance sheet. GUARANTEE COMMITMENTS BY ECONOMIC OPERATOR AT 31/12/2019 Amount of commitment Performing commitments (in thousands of euros) Commitments subject to 12-month ECL (Bucket 1) Commitments subject to lifetime ECL (Bucket 2) Impaired commitments (Bucket 3) Total Government entities Central banks Credit institutions 29,746 29,746 Large corporations 117,284 117,284 Retail clients 122,894 298 7 123,199 Provisions (1) -299 -208 -507 Total 269,625 90 7 269,722 FINANCIAL ASSETS AT AMORTISED COST BY GEOGRAPHICAL AREA AT 31/12/2020 Amount of commitment Performing commitments (in thousands of euros) Commitments subject to 12-month ECL (Bucket 1) Commitments subject to lifetime ECL (Bucket 2) Impaired commitments (Bucket 3) Total France (including overseas territories) 1,090,624 1,104 988 1,092,716 Other European Union countries 746,512 4,879 751,391 Other countries in Europe 2,980,344 3,366 9,724 2,993,434 North America 4,677 4,677 Central and South America 58,382 58,382 Africa and the Middle East 57,011 2,468 59,479 Asia and Oceania (excluding Japan) 181,663 23,284 204,947 Japan 3,871 3,871 Supranational organisations Impairment -1,237 -602 -8,674 -10,513 Total 5,121,847 34,499 2,038 5,158,384