CFM INDOSUEZ Wealth Management - 2020 Annual Report

81 FINANCING COMMITMENTS Performing commitments Commitments subject to 12-month ECL (Bucket 1) Commitments subject to lifetime ECL (Bucket 2) Impaired commitments (Bucket 3) Total (in thousands of euros) Amount of commit- ment Impairment for credit losses Amount of commit- ment Impairment for credit losses Amount of commit- ment Impairment for credit losses Amount of commit- ment (a) Impair- ment for credit losses (b) Net amount of commit- ment (a) + (b) At 31 December 2019 1,094,378 -317 314 -342 1,094,692 -659 1,094,033 Transfers of commitments during their lifetime from one bucket to another -5,909 5,909 0 Transfers fromBucket 1 to Bucket 2 -6,534 6,534 0 Transfers fromBucket 2 to Bucket 1 625 -625 0 Transfers to Bucket 3 (1) Transfers fromBucket 3 to Bucket 2/ Bucket 1 Total after transfers 1,088,469 -317 6,223 -342 1,094,692 -659 1,094,033 Changes in commitment ​amounts and value adjustments for losses -171,584 -136 -2,061 157 -173,645 21 New commitments given (2) 444,711 -975 1,615 -254 446,326 -1,229 Expiration of commitments -611,870 812 -4,533 33 -616,403 845 Write-offs 0 Modifications de flux sur restructurations pour cause de difficultés financières Évolution des paramètres de risque de crédit des modèles sur la période Changes in the model / methodology Scope changes Other -4,425 27 857 378 -3,568 405 At 31 December 2020 916,885 -453 4,162 -185 921,047 -638 920,409 (1) Transfers to Bucket 3 correspond to commitments initially classified in Bucket 1, which were downgraded directly to Bucket 3 or to Bucket 2 and then Bucket 3 during the year. (2) New commitments given classified in Bucket 2 may include commitments initially classified in Bucket 1 which were reclassified to Bucket 2 during the period.