CFM INDOSUEZ Wealth Management - 2020 Annual Report

150 NOTE 16 Fund for general banking risks (in thousands of euros) 31/12/2020 31/12/2019 Fund for general banking risks 4,471 4,471 Balance sheet value 4,471 4,471 This amount covers the bank’s general, unidentified risks. The fund for general banking risks is considered as equity under current banking regulations. NOTE 17 Changes in equity (before distribution and excluding the fund for general banking risks) (in thousands of euros) Capital Additional paid-in capital and reserves Retained earnings Income Total shareholders’ equity Balance at 31/12/2018 34,953 83,047 178,514 7,433 303,947 Increase / reduction 0 Dividends paid in 2019 -18,031 -7,433 -25,464 Appropriation of income for 2018 0 Income for the year 2019 57,069 57,069 Balance at 31/12/2019 34,953 83,047 160,483 57,069 335,552 Increase / reduction 0 Dividends paid in 2020 0 Appropriation of income for 2019 57,069 -57,069 0 Income for the year 2020 20,361 20,361 Balance at 31/12/2020 34,953 83,047 217,552 20.361 355,913 NOTE 18 Breakdown of receivables and payables by residual maturity (in thousands of euros) Excluding receivables and accrued interest ≤ 3 months > 3 months ≤ 1 year > 1 year ≤ 5 years > 5 years Total Loans and receivables due from credit institutions 1,626,696 37,380 1,664,076 Client receivables 2,959,667 48,307 181,623 149,778 3,339,374 Receivables represented by a security 71,718 45,312 38,041 155,070 Amounts due to credit institutions 71,396 71,396 Amounts due to clients 5,338,693 38,970 5,377,663