CFM INDOSUEZ Wealth Management - 2020 Annual Report

113 NOTE 4: Notes to the net income statement and gains and losses recognised direclty in equity 4.1 INTEREST INCOME AND EXPENSES (in thousands of euros) 31/12/2020 31/12/2019 On financial assets at amortised cost 35,462 59,098 Transactions with credit institutions 2,151 17,359 Internal transactions with Crédit Agricole entities Transactions with clients 33,298 41,487 Finance leases Debt securities 13 252 On financial assets at fair value through equity 0 -106 Transactions with credit institutions Transactions with clients Debt securities 0 -106 Accrued interest due on hedging instruments 22,349 13,351 Other interest and similar income INTEREST INCOME 57,811 72,343 On financial liabilities at amortised cost -8,273 -24,165 Transactions with credit institutions -1,314 -1,907 Internal transactions with Crédit Agricole entities Transactions with clients -6,959 -22,258 Net value of finance leases Debt securities Subordinated debt Accrued interest due on hedging instruments -14,635 -843 Interest and similar expenses -103 -5 INTEREST EXPENSES -23,011 -25,013 4.2 FEE AND COMMISSION INCOME AND EXPENSES 31/12/2020 31/12/2019 (in thousands of euros) Gains Expenses Net Gains Expenses Net On transactions with credit institutions 0 -120 -120 -94 -94 On transactions with clients 2,012 0 2,012 1,684 1,684 On securities transactions 17,674 0 17,674 13,409 13,409 On foreign exchange transactions 5,561 0 5,561 5,065 -1 5,064 On derivative transactions and other off-balance sheet transactions 173 0 173 140 140 On means of payment and other banking and financial services 18,480 -8,027 10,453 18,533 -8,647 9,886 Management of UCITS, trusts and similar activities 33,372 -1,771 31,601 32,333 -1,798 30,535 Total fee and commission income and expenses 77,272 -9,918 67,354 71,164 -10,540 60,624